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[스크랩] 교통사고시 행동요령과 보험처리요령

by 따그니(화려한백수) 2011. 5. 24.

<DIV> <DIV><SPAN style="FONT-FAMILY: Batang"><FONT color=#000000> <P style="TEXT-ALIGN: center" align=center><IMG style="CURSOR: pointer" id=1889069469 border=0 vspace=1 src="https://t1.daumcdn.net/cfile/blog/1937FE234BED01D64B" width=300 actualwidth="300" [안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xxonload='setTimeout("resize(1889069469)", 200)' [안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xx[안내]태그제한으로등록되지않습니다-xxonclick="/*/*/*window.open*/*/*/(this.src)"></P> <P align=center> </P> <P align=center> </P> <P><STRONG><SPAN style="FONT-SIZE: 14pt"></A><FONT color=#951015>교통사고시 행동요령과 보험처리요령</FONT></SPAN></STRONG></P> <P> </P> <P>사람이 다치는 사고가 나면 가해자, 피해자 모두 어떻게 사고를 처리해야 하는지 잘 모르고 당황해하시는 분들이 아직도 많이 있습니다. 하지만 그럴 경우 최소한 아래의 처리요령만 이라도 주의 깊게 알아두신다면 갑작스런 사고시 크게 당황하지 않고 침착하고 신속하게 사고를 처리하실 수 있습니다.</P> <P> </P> <P><STRONG><FONT style="BACKGROUND-COLOR: #ffffff" color=#e97d81>1. 인사사고가 난 후 피해자가 괜찮다고 돌아갔는데 나중에 다시 아프다고 하는 경우</FONT></STRONG></P> <P> </P> <P>보험금 청구 즉시 보험처리가 가능합니다. 그러나 이러한 경우 피해자의 부상 내용이 교통사고와 상당한 인과관계가 있다는 것이 객관적으로 입중돼야 합니다. 따라서 가벼운 인사사고라도 피해자의 말만 믿고 가볍게 지나치는 것보다 향후 발생할지도 모를 문제의 소지를 사전에 제거하기 위해 다음과 같은 조치를 취하는 것이 좋습니다.</P> <P> </P> <P>□ 피해자로부터 다친 곳이 없다는확인서를 받아놓던가,</P> <P>□ 파해자를 인근 병원으로 데려가 X-Ray 촬영 등을 하여 이상이 없다는 의사의 소견서를 받아놓던가</P> <P>□ 피해자도 가버리고 목격자도 없는 등 여의치 않을 경우에는 관할 경찰서에 신고하여 신고확인서를 받아두는 것이 바람직합니다.</P> <P> </P> <P><STRONG><FONT color=#e97d81>2. 사고를 냈으나 피해자의 상태가 가벼운 것 같아 보험처리를 하지 않고 개인적으로 처리하는 경우</FONT></STRONG></P> <P> </P> <P>사고를 개인적으로 처리하는 경우에는 나중에 문제가 발생할 수도 있으므로 반드시 피해자와 합의서를 작성해 두는 것이 좋습니다. 합의서에는 피해자의 인적사항, 사고차량번호, 사고 일시 및 장소, 합의 금액과 함께 이후 해당 사고에 대한 피해자가 일체의 권리를 포기하며 민.형사상의 이의를 제기하지 않겠다는 청구권 포기 문구를 기록하고 피해자가 서명하면 됩니다.</P> <P> </P> <P><STRONG><FONT color=#e97d81>3. 사고를 낸 가해자가 연락도 잘 안되고 보상을 차일피일 미루는 경우</FONT></STRONG></P> <P> </P> <P>경찰서에 사고신고를 하여 정확하게 잘잘못을 가리는 것이 무엇보다 중요하다. 이 경우 사고사실을 정확하게 증언해 줄 목격자를 확보하는 것이 유리하며 아울러 자신이 가입한 보험회사에 통보하여 도움을 받는 것도 좋은 방법입니다. 또한 사고를 당한 후 경찰서에 신고를 하지 않았는데 가해자에게 아무리 연락해도 연락이 안되는 경우엔 경찰서에 사고 신고를 한 후 피해자가 직접 가해자가 가입한 보험회사에 청구하면 사고조사를 거쳐 가해자의 과실이 확인되면 보상을 받을 수 있습니다.</P> <P> </P> <P><STRONG><FONT color=#e97d81>4. 추돌사고를 당해 보험처리를 받고 잇는데 차량 파손에 대해서는 보험회사에 통보(접수)가 안돼 있는 경우</FONT></STRONG></P> <P> </P> <P>가해차량 운전자에게 연락하여 추가로 차량포손에 대한 사고접수를 하도록 요청하는 것이 원칙입니다. 그러나 가해자가 연락이 되지 않을 때는 피해자가 직접 가해자가 가입한 보험회사에 사고 사실을 통보하면 보험처리를 받을 수 있습니다 </P></A></DIV><BR></FONT></SPAN><BR><BR> <CENTER> <STYLE> img {border:none;} </STYLE><div class='scrap_memo'><span><b>출처</b> : 사오십대 쉼터<span></div><div class='scrap_memo'><span><b>글쓴이</b> : 명소희 <span><a href="http://cafe.daum.net/_service/bbs_read?grpid=uFVa&fldid=2dDn&contentval=0020azzzzzzzzzzzzzzzzzzzzzzzzz" class="d_4F72B3 under" target="_blank">원글보기</a></div><div class='scrap_memo'><span><b>메모</b> : <span></div></div>  <div class="revenue_unit_wrap"> <div class="revenue_unit_item adfit"> <div class="revenue_unit_info">300x250</div> <ins class="kakao_ad_area" style="display: none;" data-ad-unit="DAN-f29H6TZD29dB6o3x" data-ad-width="300px" data-ad-height="250px"></ins> <script type="text/javascript" src="//t1.daumcdn.net/kas/static/ba.min.js" async="async"></script> </div> </div> <div class="revenue_unit_wrap"> <div class="revenue_unit_item adsense responsive"> <div class="revenue_unit_info">반응형</div> <script src="//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js" async="async"></script> <ins class="adsbygoogle" style="display: block;" data-ad-host="ca-host-pub-9691043933427338" data-ad-client="ca-pub-9067173297821990" data-ad-format="auto"></ins> <script>(adsbygoogle = window.adsbygoogle || []).push({});</script> </div> </div> <div class="revenue_unit_wrap"> <div class="revenue_unit_item tenping"> <div class="revenue_unit_info">SMALL</div> <tenping class="adsbytenping" style="width: 100%; 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class="link_sub_item"> 메리골드차♡소식 <span class="c_cnt">(2)</span> </a></li> </ul> </li> <li class=""><a href="/category/%EC%9A%B0%EB%A6%AC%EA%B0%80%EC%A1%B1" class="link_item"> 우리가족 <span class="c_cnt">(264)</span> <img alt="N" src="https://tistory1.daumcdn.net/tistory_admin/blogs/image/category/new_ico_1.gif" style="vertical-align:middle;padding-left:2px;"/></a> <ul class="sub_category_list"><li class=""><a href="/category/%EC%9A%B0%EB%A6%AC%EA%B0%80%EC%A1%B1/%EA%B0%80%EC%A1%B1%E2%99%A1%EC%83%9D%ED%99%9C%EC%9D%BC%EA%B8%B0" class="link_sub_item"> 가족♡생활일기 <span class="c_cnt">(47)</span> </a></li> <li class=""><a href="/category/%EC%9A%B0%EB%A6%AC%EA%B0%80%EC%A1%B1/%EC%A3%BC%EB%A7%90%E2%99%A1%EB%86%8D%EC%9E%A5%EC%B2%B4%ED%97%98" class="link_sub_item"> 주말♡농장체험 <span class="c_cnt">(3)</span> </a></li> <li class=""><a href="/category/%EC%9A%B0%EB%A6%AC%EA%B0%80%EC%A1%B1/%EB%B6%95%EB%B6%95%EC%9D%B4%E2%99%A1%EC%83%9D%ED%99%9C%EC%9D%BC%EA%B8%B0" class="link_sub_item"> 붕붕이♡생활일기 <span class="c_cnt">(214)</span> <img alt="N" src="https://tistory1.daumcdn.net/tistory_admin/blogs/image/category/new_ico_1.gif" style="vertical-align:middle;padding-left:2px;"/></a></li> </ul> </li> <li class=""><a href="/category/%EC%B9%9C%EA%B5%AC%EC%95%BC%20%EB%86%80%EC%9E%90" class="link_item"> 친구야 놀자 <span class="c_cnt">(24)</span> </a> <ul class="sub_category_list"><li class=""><a href="/category/%EC%B9%9C%EA%B5%AC%EC%95%BC%20%EB%86%80%EC%9E%90/%EC%B4%88%EB%94%A9%E2%99%A1%EC%95%A8%EB%B2%94%2846%ED%9A%8C%29" class="link_sub_item"> 초딩♡앨범(46회) <span class="c_cnt">(4)</span> </a></li> <li class=""><a href="/category/%EC%B9%9C%EA%B5%AC%EC%95%BC%20%EB%86%80%EC%9E%90/%ED%9A%8C%EA%B0%91%E2%99%A1%EC%97%AC%ED%96%89%2846%ED%9A%8C%29" class="link_sub_item"> 회갑♡여행(46회) <span class="c_cnt">(20)</span> </a></li> </ul> </li> <li class=""><a href="/category/%EC%9C%A0%EC%9A%A9%ED%95%9C%20%EC%9E%90%EB%A3%8C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1" class="link_item"> 유용한 자료·´″°³оΟ♡ <span class="c_cnt">(926)</span> </a> <ul class="sub_category_list"><li class=""><a href="/category/%EC%9C%A0%EC%9A%A9%ED%95%9C%20%EC%9E%90%EB%A3%8C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EC%9D%BC%EB%B0%98%E2%99%A1%EC%9E%90%EB%A3%8C" class="link_sub_item"> 일반♡자료 <span class="c_cnt">(524)</span> </a></li> <li class=""><a href="/category/%EC%9C%A0%EC%9A%A9%ED%95%9C%20%EC%9E%90%EB%A3%8C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EA%B5%90%EC%9C%A1%E2%99%A1%EC%9E%90%EB%A3%8C" class="link_sub_item"> 교육♡자료 <span class="c_cnt">(195)</span> </a></li> <li class=""><a href="/category/%EC%9C%A0%EC%9A%A9%ED%95%9C%20%EC%9E%90%EB%A3%8C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EC%83%9D%ED%99%9C%E2%99%A1%EB%B2%95%EB%A5%A0" class="link_sub_item"> 생활♡법률 <span class="c_cnt">(97)</span> </a></li> <li class=""><a href="/category/%EC%9C%A0%EC%9A%A9%ED%95%9C%20%EC%9E%90%EB%A3%8C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EA%B2%BD%EC%A0%9C%E2%99%A1%EA%B8%88%EC%9C%B5" class="link_sub_item"> 경제♡금융 <span class="c_cnt">(110)</span> </a></li> </ul> </li> <li class=""><a href="/category/%EC%83%9D%ED%99%9C%EC%9D%98%20%EC%A7%80%ED%98%9C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1" class="link_item"> 생활의 지혜·´″°³оΟ♡ <span class="c_cnt">(1124)</span> </a> <ul class="sub_category_list"><li class=""><a href="/category/%EC%83%9D%ED%99%9C%EC%9D%98%20%EC%A7%80%ED%98%9C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EC%9D%BC%EC%83%81%EC%83%9D%ED%99%9C%E2%99%A1%EC%83%81%EC%8B%9D" class="link_sub_item"> 일상생활♡상식 <span class="c_cnt">(528)</span> </a></li> <li class=""><a href="/category/%EC%83%9D%ED%99%9C%EC%9D%98%20%EC%A7%80%ED%98%9C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EC%9E%90%EB%8F%99%EC%B0%A8%E2%99%A1%EC%83%81%EC%8B%9D" class="link_sub_item"> 자동차♡상식 <span class="c_cnt">(233)</span> </a></li> <li class=""><a href="/category/%EC%83%9D%ED%99%9C%EC%9D%98%20%EC%A7%80%ED%98%9C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EC%BB%B4%ED%93%A8%ED%84%B0%E2%99%A1%EC%83%81%EC%8B%9D" class="link_sub_item"> 컴퓨터♡상식 <span class="c_cnt">(363)</span> </a></li> </ul> </li> <li class=""><a href="/category/%EA%B1%B4%EA%B0%95%EA%B3%BC%20%EC%A7%80%ED%98%9C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1" class="link_item"> 건강과 지혜·´″°³оΟ♡ <span class="c_cnt">(1691)</span> </a> <ul class="sub_category_list"><li class=""><a href="/category/%EA%B1%B4%EA%B0%95%EA%B3%BC%20%EC%A7%80%ED%98%9C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EA%B1%B4%EA%B0%95%E2%99%A1%EB%B7%B0%ED%8B%B0" class="link_sub_item"> 건강♡뷰티 <span class="c_cnt">(1656)</span> </a></li> <li class=""><a href="/category/%EA%B1%B4%EA%B0%95%EA%B3%BC%20%EC%A7%80%ED%98%9C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EC%9D%91%EA%B8%89%E2%99%A1%EC%B2%98%EC%B9%98%EB%B2%95" class="link_sub_item"> 응급♡처치법 <span class="c_cnt">(35)</span> </a></li> </ul> </li> <li class=""><a href="/category/%EC%9A%94%EB%A6%AC%EB%8A%94%20%EC%A6%90%EA%B1%B0%EC%9B%8C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1" class="link_item"> 요리는 즐거워·´″°³оΟ♡ <span class="c_cnt">(853)</span> </a> <ul class="sub_category_list"><li class=""><a href="/category/%EC%9A%94%EB%A6%AC%EB%8A%94%20%EC%A6%90%EA%B1%B0%EC%9B%8C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EC%8B%9D%EC%9E%AC%EB%A3%8C%E2%99%A1%EC%A0%95%EB%B3%B4" class="link_sub_item"> 식재료♡정보 <span class="c_cnt">(427)</span> </a></li> <li class=""><a href="/category/%EC%9A%94%EB%A6%AC%EB%8A%94%20%EC%A6%90%EA%B1%B0%EC%9B%8C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EC%9A%94%EB%A6%AC%E2%99%A1%EC%A1%B0%EB%A6%AC%EB%B0%A9" class="link_sub_item"> 요리♡조리방 <span class="c_cnt">(426)</span> </a></li> </ul> </li> <li class=""><a href="/category/%EC%9D%B8%EC%83%9D%EC%9D%80%20%EC%A6%90%EA%B2%81%EA%B2%8C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1" class="link_item"> 인생은 즐겁게·´″°³оΟ♡ <span class="c_cnt">(4881)</span> </a> <ul class="sub_category_list"><li class=""><a href="/category/%EC%9D%B8%EC%83%9D%EC%9D%80%20%EC%A6%90%EA%B2%81%EA%B2%8C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EA%B0%90%EB%8F%99%E2%99%A1%EC%A2%8B%EC%9D%80%EA%B8%80" class="link_sub_item"> 감동♡좋은글 <span class="c_cnt">(2089)</span> </a></li> <li class=""><a href="/category/%EC%9D%B8%EC%83%9D%EC%9D%80%20%EC%A6%90%EA%B2%81%EA%B2%8C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EC%A6%90%EA%B1%B0%EC%9A%B4%E2%99%A1%EC%97%AC%ED%96%89" class="link_sub_item"> 즐거운♡여행 <span class="c_cnt">(6)</span> </a></li> <li class=""><a href="/category/%EC%9D%B8%EC%83%9D%EC%9D%80%20%EC%A6%90%EA%B2%81%EA%B2%8C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EC%9D%8C%EC%95%85%E2%99%A1%EC%97%AC%EC%9C%A0" class="link_sub_item"> 음악♡여유 <span class="c_cnt">(379)</span> </a></li> <li class=""><a href="/category/%EC%9D%B8%EC%83%9D%EC%9D%80%20%EC%A6%90%EA%B2%81%EA%B2%8C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EC%97%BD%EA%B8%B0%E2%99%A1%EC%9C%A0%EB%A8%B8" class="link_sub_item"> 엽기♡유머 <span class="c_cnt">(2188)</span> </a></li> <li class=""><a href="/category/%EC%9D%B8%EC%83%9D%EC%9D%80%20%EC%A6%90%EA%B2%81%EA%B2%8C%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EC%98%A4%EB%9D%BD%E2%99%A1%EA%B2%8C%EC%9E%84" class="link_sub_item"> 오락♡게임 <span class="c_cnt">(219)</span> </a></li> </ul> </li> <li class=""><a href="/category/%EC%A7%81%EC%97%85%EC%B0%BD%EA%B3%A0%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1" class="link_item"> 직업창고·´″°³оΟ♡ <span class="c_cnt">(375)</span> </a> <ul class="sub_category_list"><li class=""><a href="/category/%EC%A7%81%EC%97%85%EC%B0%BD%EA%B3%A0%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EB%AC%B4%EC%97%AD%E2%99%A1%EC%88%98%EC%B6%9C%EC%9E%85%EC%9E%90%EB%A3%8C" class="link_sub_item"> 무역♡수출입자료 <span class="c_cnt">(20)</span> </a></li> <li class=""><a href="/category/%EC%A7%81%EC%97%85%EC%B0%BD%EA%B3%A0%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%ED%8C%A8%EC%85%98%E2%99%A1%ED%8C%A8%ED%84%B4%EA%B3%B5%EB%B6%80" class="link_sub_item"> 패션♡패턴공부 <span class="c_cnt">(38)</span> </a></li> <li class=""><a href="/category/%EC%A7%81%EC%97%85%EC%B0%BD%EA%B3%A0%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%ED%8C%A8%EC%85%98%E2%99%A1%EB%B4%89%EC%A0%9C%EA%B3%B5%EB%B6%80" class="link_sub_item"> 패션♡봉제공부 <span class="c_cnt">(77)</span> </a></li> <li class=""><a href="/category/%EC%A7%81%EC%97%85%EC%B0%BD%EA%B3%A0%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%ED%8C%A8%EC%85%98%E2%99%A1%EA%B8%B0%EB%8A%A5%EC%84%B1%EC%9E%90%EB%A3%8C" class="link_sub_item"> 패션♡기능성자료 <span class="c_cnt">(19)</span> </a></li> <li class=""><a href="/category/%EC%A7%81%EC%97%85%EC%B0%BD%EA%B3%A0%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%ED%8C%A8%EC%85%98%E2%99%A1%EC%A7%81%EC%97%85%EC%9E%90%EB%A3%8C%EB%B0%A9" class="link_sub_item"> 패션♡직업자료방 <span class="c_cnt">(102)</span> </a></li> <li class=""><a href="/category/%EC%A7%81%EC%97%85%EC%B0%BD%EA%B3%A0%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%ED%8C%A8%EC%85%98%E2%99%A1%ED%8F%BC%EB%82%B4%EA%B8%B0" class="link_sub_item"> 패션♡폼내기 <span class="c_cnt">(42)</span> </a></li> <li class=""><a href="/category/%EC%A7%81%EC%97%85%EC%B0%BD%EA%B3%A0%C2%B7%C2%B4%E2%80%B3%C2%B0%C2%B3%D0%BE%CE%9F%E2%99%A1/%EC%95%84%EB%A6%84%EB%8B%A4%EC%9A%B4%E2%99%A1%EC%82%B0%ED%96%89" class="link_sub_item"> 아름다운♡산행 <span class="c_cnt">(77)</span> </a></li> </ul> </li> </ul> </li> </ul> </nav> </div> <div class="sidebar-2">  <div class="notice"> <h2>공지사항</h2> <ul> </ul> </div>  <div class="post-list tab-ui"> <div 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